ESTATE PLANNING

Your guidance. Their future.

Your client’s legacy is more than a simple transfer of wealth – it’s the chance to protect what they’ve built for the people who matter most.

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Have estate planning conversations that connect with clients

More families are discovering that without careful estate planning, inheritance tax (IHT) can significantly reduce the value of what they leave behind.

We support advisers with an estate planning approach designed to keep clients in control, while connecting their capital to dynamic UK businesses expected to qualify for Business Relief.

Triple Point Estate Planning Service key features:

Has delivered positive returns every year since launch.

Connects capital to one or more unquoted British companies expected to qualify for Business Relief.

The underlying investee companies primarily engage in lending and leasing to businesses and public sector bodies.

Learn about Business Relief

Our Essential Guide to IHT

Help clients get to grips with IHT with this guide, approved for retail investors. It covers key facts, has a checklist for calculating the size of an estate, and suggests different ways to reduce a potential IHT bill.

Fully updated for 2026, including impacts on Business Relief and pensions.

Download guide

Investment Strategies

Choice of investment strategies

The Triple Point Estate Planning Service lets you choose the level of return for clients from within a target range, while providing access to companies that qualify for Business Relief. Investors can choose either strategy or set their own target returns and associated risk profile through a blend of both.

Generations

The Generations Strategy looks to invest in businesses primarily providing lending, leasing and infrastructure funding to corporates and public sector organisations, and has an annual target return of 1.5%-2.5%.

Navigator

The Navigator Strategy looks to invest in businesses primarily lending and leasing to a diverse range of SMEs, and has an annual target return of 4.0%-5.0%.

Our estate planning expertise

All data as at 31 December 2025.

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Business Relief-qualifying funds under management

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Years of positive returns in IHT strategies

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Specialist team

Reasons to recommend the Triple Point Estate Planning Service

The Service is designed to help clients plan their legacy with confidence – keeping wealth invested and accessible today, while helping them pass on more to loved ones over time.

A shorter route to IHT exemption

Investments expected to become exempt from IHT after being held for two years – although Business Relief thresholds will apply.

Retain full access and control

Unlike gifts or trusts, the investment stays in the client’s name, so they stay in control. Withdrawals can be requested, subject to liquidity.

Consistent returns and capital growth

Investors choose between two investment strategies with different return profiles, or a blend of both, depending on their needs.

Risks to consider

Here’s an outline of the key risks for clients. Any potential investors should read the Triple Point Estate Planning Service Information Memorandum.

Capital at risk

The value of the investment, and income from it, can fall as well as rise. Investors may not get back the full amount invested.

Tax reliefs not guaranteed

Tax treatment depends on individual circumstances, and tax legislation could change. Business Relief availability depends on the underlying companies maintaining their tax status.