Direct Lending

Triple Point supports UK business who fall into the missing middle between traditional banks and smaller financial institutions. We help to maximise their growth potential whilst having a positive impact on communities and the UK economy.

Our Direct Lending team offer business loans ranging from £1m to £7.5 million to established trading businesses across the UK. Lending purposes include, Refinances, Acquisition Funding, Management Buy Outs, Management Buy Ins and Working Capital Finance.

£2.2m

Average Loan Size

£180million

lent by the Direct Lending team to UK SME Businesses

Direct Lending

Triple Point supports UK business who fall into the missing middle between traditional banks and smaller financial institutions. We help to maximise their growth potential whilst having a positive impact on communities and the UK economy.

Our Direct Lending team offer business loans ranging from £1m to £7.5 million to established trading businesses across the UK. Lending purposes include, Refinances, Acquisition Funding, Management Buy Outs, Management Buy Ins and Working Capital Finance.

£2.2m

Average Loan Size

£180million

lent by the Direct Lending team to UK SME Businesses

Key Features

Lending to borrowers with more than 4 years of trading history

Amortising Term Loans, Interest Only Term Loans and Revolving Credit Facilities

Interest Rates of 8% - 10% p.a.

Loan terms of 1 to 5 years for Amortising and Interest Only Term Loans, 1-3 years for Revolving Credit Facilities

Tailored structures to suit each businesses requirements

Security & Costs (indicative and subject to formal credit approval)
1st ranking debenture
Interest rates are fixed 8.0%-10% p.a.
Arrangement fees 2.0%-4.0%
Monitoring fee 0.25% p.a.

Key Features

Lending to borrowers with more than 4 years of trading history

Amortising Term Loans, Interest Only Term Loans and Revolving Credit Facilities

Interest Rates of 8% - 10% p.a.

Loan terms of 1 to 5 years for Amortising and Interest Only Term Loans, 1-3 years for Revolving Credit Facilities

Tailored structures to suit each businesses requirements

Security & Costs (indicative and subject to formal credit approval)
1st ranking debenture
Interest rates are fixed 8.0%-10% p.a.
Arrangement fees 2.0%-4.0%
Monitoring fee 0.25% p.a.

Recovery Loan Scheme

The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic.  

RLS can be used for business purposes, including managing cashflow, investment and growth. It is designed to support businesses that can afford to take out additional finance for these purposes. Businesses who have taken out a CBILS, CLBILS or BBLS facility are able to access the new scheme. 

A key aim of the Recovery Loan Scheme is to improve the terms on offer to businesses, but if a lender can offer a business the choice of a commercial loan on better terms, without requiring the guarantee provided by the RLS, they should do so. 

The scheme will run until 30th June 2022, subject to review. Visit the Recovery Loan Scheme page to learn more. 

Recovery Loan Scheme

The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic.  

RLS can be used for business purposes, including managing cashflow, investment and growth. It is designed to support businesses that can afford to take out additional finance for these purposes. Businesses who have taken out a CBILS, CLBILS or BBLS facility are able to access the new scheme. 

A key aim of the Recovery Loan Scheme is to improve the terms on offer to businesses, but if a lender can offer a business the choice of a commercial loan on better terms, without requiring the guarantee provided by the RLS, they should do so. 

The scheme will run until 30th June 2022, subject to review. Visit the Recovery Loan Scheme page to learn more.