Direct Lending

Triple Point supports UK business who fall into the missing middle between traditional banks and smaller financial institutions. We help to maximise their growth potential whilst having a positive impact on communities and the UK economy.

Our Direct Lending team offer business loans ranging from £1m to £7.5 million to established trading businesses across the UK. Lending purposes include, Refinances, Acquisition Funding, Management Buy Outs, Management Buy Ins and Working Capital Finance.

£2.2million

Average Loan Size

£180million

lent by the Direct Lending team to UK SME Businesses

Direct Lending

Triple Point supports UK business who fall into the missing middle between traditional banks and smaller financial institutions. We help to maximise their growth potential whilst having a positive impact on communities and the UK economy.

Our Direct Lending team offer business loans ranging from £1m to £7.5 million to established trading businesses across the UK. Lending purposes include, Refinances, Acquisition Funding, Management Buy Outs, Management Buy Ins and Working Capital Finance.

£2.2million

Average Loan Size

£180million

lent by the Direct Lending team to UK SME Businesses

Key Features

Lending to borrowers with more than 4 years of trading history

Amortising Term Loans, Interest Only Term Loans and Revolving Credit Facilities

Interest Rates of 8% - 10% p.a.

Loan terms of 1 to 5 years for Amortising and Interest Only Term Loans, 1-3 years for Revolving Credit Facilities

Tailored structures to suit each businesses requirements

Security & Costs (indicative and subject to formal credit approval)
1st ranking debenture
Interest rates are fixed 8.0%-10% p.a.
Arrangement fees 2.0%-4.0%
Monitoring fee 0.25% p.a.

Key Features

Lending to borrowers with more than 4 years of trading history

Amortising Term Loans, Interest Only Term Loans and Revolving Credit Facilities

Interest Rates of 8% - 10% p.a.

Loan terms of 1 to 5 years for Amortising and Interest Only Term Loans, 1-3 years for Revolving Credit Facilities

Tailored structures to suit each businesses requirements

Security & Costs (indicative and subject to formal credit approval)
1st ranking debenture
Interest rates are fixed 8.0%-10% p.a.
Arrangement fees 2.0%-4.0%
Monitoring fee 0.25% p.a.

We met the team at Triple Point following the acquisition of our first day care nursery in Manchester. Triple Point were unique in that they were able to understand our long term business plan and back us at an early stage. We were looking for a lender that was able to move quickly on acquisition opportunities which has been key competitive advantage for MiChild in developing credibility with brokers & vendors on the acquisition trail. Together we funded the acquisition of 8 day care settings over a 12 month period and are looking to fund a further 8 sites in the next 3 months. Triple Point have the capital, competence & speed to work with ambitious businesses. We look forward to working with them on our next phase of acquisitive growth.

Joel Selvadurai, CEO - MiChild Group